Frequently Asked Questions

What is a Cash Loan?

A cash loan is a short term unsecured loan which is typically paid back within 30 days. Apply for a payday loan online and have money deposited directly to your checking or savings account.

What are the requirements to qualify?

Qualifying for a cash loan is easy. There are no credit checks. The requirements are that you must:

    * Have a job
    * Make at least $1000 per month with direct deposit
    * Be 18 years of age or older and a U.S. citizen/permanent resident
    * Have checking account or savings account

How long does it take to get the money?

Approval is quick. In many cases you can have the money by next business day

Can I get a loan even if I have bad credit?

Your credit is not a factor when applying for a payday loan.

Do I need direct deposit?

At this time we can only process your loan if your paycheck is direct deposited; it is the most secure way to offer loans as quickly as we do.

Is there a fee to apply?

No. We never charge an application fee.

Is my application and financial information secure?

Yes. We have security measures in place to maintain the safety of your personal information. All sensitive information transmitted between your browser and our website uses 128 bit Secure Socket Layer (SSL) encryption technology.

How much can I borrow?

Although we lend up to $1,500, each state regulates the maximum advance amount which can be borrowed. The borrow amount also depends on your income.

How are fees established?

Our fees are competitive and in compliance with all applicable state and federal laws.

Why is there so much information in the Loan Agreement?

The Agreement is a contract that complies with all applicable state or federal disclosure requirements. It completely outlines the terms of the payday advance, including the cost of the service fee both as a dollar amount and as an annual percentage rate (APR).

When is the loan amount due?

Cash loans are usually due when you receive your next paycheck via direct deposit. The standard time for loan repayment is usually no less than seven days and no longer than eighteen days.

*Some additional terms and conditions may apply. Please ask your lender about all of the repayment options